Confidence in the Economy is Surging
By any measure, consumers have great expectations for the U.S. economy in the coming year. What is driving the optimism? The post Confidence in the Economy is Surging appeared first [...]
KBRA: Don’t Remove Government Backing from Mortgages
Privatizing the GSEs could potentially have an adverse effect on the mortgage market in the United States, according to Kroll Bond Ratings Agency. The post KBRA: Don’t Remove Government Backing [...]
Now That a Real-Estate Developer is President-Elect . . .
With a trailblazing real estate mogul entering the Oval Office on January 20, a sharper focus on the U.S. housing delivery system is possible, if not likely, according to Collingwood [...]
Price Appreciation—Good for Driving Down Defaults
Home price appreciation has been steady every year since prices bottomed out in 2012. While some analysts may point out that this has hurt affordability, since wage growth has largely [...]
NAMFS Forms Compliance Working Group
The National Association of Mortgage Field Services has created a Compliance Working Group with the goal of standardizing compliance for the mortgage field services industry, The post NAMFS Forms Compliance [...]
Providing Potential Homeowners with a LIFT
A partnership between a bank and a non-profit has allowed thousands of buyers to attain homeownership while learning pertinent homebuyer education. The post Providing Potential Homeowners with a LIFT appeared [...]
CFPB Updates Congress on Mortgage Industry Rules
The Consumer Financial Protection Bureau recently reported on what it has done to assist the mortgage industry with the smooth implementation of three of its major initiatives: TRID, HMDA, and [...]
Decline? The Delinquency Rate is ‘Simply Normalizing’
The percentage of 30-day delinquent residential mortgages has been dropping, but the rate of decline is beginning to slow, according to one analysis. The post Decline? The Delinquency Rate is [...]
How Would Ben Carson Handle HUD?
The Senate Banking Committee will hold a confirmation hearing for HUD Secretary Nominee Dr. Ben Carson on Thursday, Jan. 12. What do industry stakeholders have to say about how the [...]