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BLOG 2018-04-23T09:09:51-06:00

Fraud in Loan Apps Up in February

More lenders in February saw defects in mortgage applications compared to January, according to a new report by First American Financial Corp. The firm’s chief economist cited rising interest rates [...]

FHFA’s Unified MBS Plans Delayed Until 2019

The release of a system designed to unify how Fannie and Freddie use mortgage-backed securities has been put on hold. The FHFA announced Thursday that its ‘Release 2’ plans for [...]

Making Assignments in the Dark

The chain of title is the guy-wire that holds the home finance industry upright. Without some method to determine who owns a given parcel of real estate, it cannot be [...]

Delinquencies Down, Performance Steady in Q4

According to a recently released report by the Federal Housing Finance Agency (FHFA), foreclosures from Fannie Mae and Freddie Mac since the dawn of conservatorship reached 3.8 million as of [...]

Revised Financial CHOICE Act to Come Soon

Jeb Hensarling first introduced the Financial CHOICE act last summer, in response to the 2010 Dodd-Frank act. The president’s team has already indicated support of the Financial CHOICE Act, which, [...]

The Fed Funds Rate and Unconventional Wisdom

Conventional wisdom suggests that rising Fed Funds rates are bad news for the still-recovering US Housing Market. And it’s easy to see a scenario unfold that supports this theory: lenders [...]

CFPB to Re-Examine Regulation

The qualified mortgage rule, a standard set up to make sure borrowers can repay their mortgages, as well as other mortgage servicing and home lending regulations are set to come [...]

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