What Shifts in Forbearance Rates Mean
Loans reportedly are evading forbearance, according to the most recent Forbearance and Call Volume Survey, which showed that the total number of loans currently in forbearance toppled from 5.54% of [...]
Fannie Mae Upgrades Predictions for 2021 Housing Market, Economy
Many factors have contributed to Fannie Mae’s updated prediction for end-of-year and 2021 growth. Stronger-than-expected data coming in, positive vaccine developments, and increased talks of additional stimulus have helped keep [...]
A Perfect Storm Could Push Back Economic Recovery
Editor's note: This story originally appeared in the December edition of DS News, available here. The COVID-19 pandemic and the related economic downturn have left the country in a state of great uncertainty. As the last [...]
For First Time Since Spring, Serious-Delinquency Rates Hold Steady
Data for September collected by analysts at CoreLogic showed 6.3% of mortgages in the United States are in some stage of delinquency (that includes loans in foreclosure). Compared to September [...]
Mnuchin Addresses GSEs and Conservatorship
The Treasury Secretary of the United States says Freddie Mac and Fannie Mae will remain government-sponsored throughout the remainder of Donald Trump's presidency, leaving President-elect Joseph Biden to decide the [...]
Shoring Up the American Dream
Editor's note: This story originally appeared in the December edition of DS News. Dallas homeowner and military veteran Tommie Lee Morgan needed a new roof. One morning in October 2019, [...]
Pandemic-Related Issues Dominate Regulatory and Risk Concerns
The regulatory and risk factors created by the COVID-19 pandemic were the primary concerns of bank and credit union offices polled in Wolters Kluwer’s 2020 Regulatory & Risk Management Indicator [...]
How Floods and Wildfires Will Impact 2021 Housing Market
Home prices have skyrocketed in 2020 because of high demand and low inventory. However, wildfires and floods have posed a risk to many areas of the United States. These natural [...]
Possible Solutions for Borrowers Unable to Make Payments
Based on its recent research and panel discussions, the Urban Institute on Friday published "Three Ways to Help 3.2 Million Struggling Homeowners." The Institute has discovered that while some 3.7 [...]