Having a high-paying job doesn’t guarantee you can easily afford a place to live, especially in cities like San Francisco or New York City—even for those earning over $1M annually. [...]

Building on feedback from stakeholders and research, three federal agencies have issued updates to the 50-plus-year-old Community Reinvestment Act to strengthen and modernize its regulations to better achieve the purposes [...]

The OCC, FDIC, and Federal Reserve have outlined a framework for the safe and sound management of exposure to climate-related financial risks for large financial institutions. Here’s what that means [...]

Ted Tozer, former President of Ginnie Mae, has issued a paper via The Urban Institute detailing how Ginnie Mae could be utilized to support the nation’s housing system through the [...]

The standard down payment of 20% has done nothing but rise as this number is tied to home prices, which are also rising. Click through to find out where the [...]

According to a new analysis from the Joint Center for Housing Studies, home updates are likely to decline over the coming year. Click through to learn how much of a [...]

In a letter to the FHFA, a coalition of eight U.S. Senators are asking the Agency to implement reforms to credit scoring models that would negatively impact access to creditworthy [...]

In an effort to reduce the size of its retained mortgage portfolio, Freddie Mac has sold 88 non-performing residential first lien loans as part of the GSE’s Extended Timeline Pool [...]

ICE data shows a year-over-year rise of 13 basis points year over year, marking only the second—and largest—annual increase in the past 2.5 years. Source: DS News