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Delinquencies Down, Performance Steady in Q4

According to a recently released report by the Federal Housing Finance Agency (FHFA), foreclosures from Fannie Mae and Freddie Mac since the dawn of conservatorship reached 3.8 million as [...]

Revised Financial CHOICE Act to Come Soon

Jeb Hensarling first introduced the Financial CHOICE act last summer, in response to the 2010 Dodd-Frank act. The president’s team has already indicated support of the Financial CHOICE Act, [...]

The Fed Funds Rate and Unconventional Wisdom

Conventional wisdom suggests that rising Fed Funds rates are bad news for the still-recovering US Housing Market. And it’s easy to see a scenario unfold that supports this theory: [...]

CFPB to Re-Examine Regulation

The qualified mortgage rule, a standard set up to make sure borrowers can repay their mortgages, as well as other mortgage servicing and home lending regulations are set to [...]

Cash Sales at Nine-Year Low

The full-year cash sales share for 2016 was 32.1 percent, 2.2 percentage points below the full-year 2016 share. This was the lowest full-year cash sales share since 2007. Cash [...]

A First Look At February Delinquency Data

The total national loan delinquency rate (loans 30 or more days past due, but not in foreclosure) fell to 4.31 percent, a 0.98 percent decline, in February. This is [...]

Housing Finance in Today’s Market

The March 2017 issue of Housing Finance at a Glance, compiled by the Housing Finance Policy Center at the Urban Institute, gives a 44-page in-depth look at housing finance [...]

A Possible Future Inflation Bubble

We may be heading toward an inflation bubble, Bloomberg reports. Nominal yields on five-year Treasuries are negative when adjusted for the price outlook, and on the Federal Reserve’s gauge [...]

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